Eligibility:

• Over 500 Eligible Classes
• Hotel / Motel
• Restaurants
• Artisan Contractors
• Trucking - Short Haul
• Retail / Wholesale

Coverage / Highlights:

• Guaranteed Cost Only
• Deductibles Available as Per State Requirements
• Over 35 States Available Between Multiple Carriers
• New Ventures Considered
• Experience Mods up to 1.49 Considered
• In-House Rating Available

Prohibited / Excluded Classes:

• Mining
• Hospitals
• Geriatric Care Facilites
• Home Health Care
• PEO's or Any Employee Leasing/Staffing Agencies
• Tree Trimmers
• Debris Removal
• Long Haul Trucking 
• General Contractors or Paper Contractors
• Contractors with Sub-Contracted Percentages of Over 25 - 30%

Benefts / Limits / Minimum Premiums:

Please remember that the low premium of $500.00 applies to the low exposure class codes, this will NOT apply to contracting and other higher risk classes!!!

• Limits up to $1mil / $1mil / $1mil (State Requirements Apply)
• Premiums as low as $500
• Certain Classes Carry a Higher Minimum Premium (IE- Trucking- $10,000 MP)
• Maximum Premium of $130,000

Submission Requirements:

• Fully Completed Acord Applications
• 3 Year Currently Valued Loss Runs
• Current Experience Mod Worksheet
• Supplemental Application may be Needed Depending on the Carrier
• Other Additional Information may be Required Depending on the Risk and/or Carrier

For information of questions please feel free to contact:

Charlie Link - Charlie@theinsurancelink.com

Rebecca Adams- Rebecca@theinsurancelink.com