PERSONAL LINES PROGRAM

Homeowners:

Non-Coastal Coverage A (Building) Limits Starting at $300,000

Coastal Coverage B (Building) Limits Starting at $500,000

Condo/Tenant Homeowners:

20K minimum Personal Property Min. Premium $300.00

Classes:

High Value HomesUnprotected

Insured’s with Losses

“CAT” Exposed Insured’s

Financially Troubled Homeowners

Tougher Breeds of Dogs

Unsupported Secondary Homes

Personal Articles Floater:

Jewelry

Furs

Cameras

Musical Instruments

Golf Clubs

Paintings

Sculptures

Fire Arms 

Personal Lines Umbrella:

1-M minimum limits

Mono-line or with Homeowners

Excess Flood:

Must Meet NFIP underlying requirements

250K Dwelling & 100K Contents

Builders Risk:

See Coastal and Non Coastal Homeowners limits

Privately (Non-Corporate) Owned 1 & 2 Family Dwellings

NOTE: Carrier applications are required to obtain a quote. 

Please note that we will look at most coastal counties however the structure must be new fairly construction having hurricane storm shutters.  

 whoover@theinsurancelink (Bill)