Currently we have two markets available for this line. Both require supplemental applications and online quoting available with one of our companies.

Classes of business targeted by our carriers:

Restaurants

Country Clubs

Private Clubs

Bowling Alleys

Caterers

Package Stores

Distributors

Special Events - See below

Sports Bars

Bars & Taverns

Most all retail, service and hospitality exposures.

Excluded Classes:

Road Houses

Dance Halls

Truck Stops

Octoberfest

Convention Centers

American Legion Field Days

Rock Concerts

Alcohol receipts are 75% or more of gross receipts

Bars with entertqainment more than 3-days per week

Coverage:

Occurrence or Claims Made

1-M Liquor Liability Limit / 2-M Aggregate Available / Per Loaction Aggregate Available

Assault & Battery Included for accounts under 55% liquor receipts

Assault & Battery Purchasable for accounts over 55% Liquor receipts 

Minimum Premiums:

As low as $1,000.00

Liquor Special Events: 

Coverage: 1-M Liquor Legal Liability

Minimum Premium: $1,000 

This coverage is for short term events for which the risk purchases a liquor license to sell liquor to attendees such as: Street Festivals, Rib Cook-offs, Fairs and Festivals.  

Special Events General Liability:   

Coverage: 1-M / 2-M Limits - Host Liability Included

Minimum Premium: As low as $500.00

Types of account that would fit this program, Weddings, Auctions, Receptions, Walk-A-thon,

Garden Parties, Graduations, Fund-Raisers.

Submission Requirements:

Fully Completed Acord Applications

Fully Completed Supplemental Application

3 Year Currently Valued Loss Runs

Additional Information may be requested depending on the specifics of the risk.

To obtain a copy of the supplemental application please click on the tab below.

If you are interested in a quote from both of our markets you will need to complete both applications and attach to your submission.  

Questions please contact either:

 whoover@theinsurancelink (Bill) or clinkjr@theinsurancelink.com (Chuck)